Nicholas Downing

Licensed Agent

Palm Springs, California

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Articles by Nicholas Downing

The Worst Medicare Advantage Plans Look Like a Smart Choice—Until You Need Something Complex Covered

Nicholas Downing November 11, 2025

Key Takeaways
Medicare Advantage plans with low star ratings and limited provider networks may appear cost-effective but often fail when it comes to covering complex medical needs like specialized treatments or …

New Medicare Mental Health Providers Were Added This Year, But Access Is Still Uneven Nationwide

Nicholas Downing November 11, 2025

Key Takeaways
As of January 1, 2024, Medicare expanded mental health coverage by including licensed marriage and family therapists (LMFTs) and mental health counselors (MHCs) as eligible providers under Part B.

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Nicholas Downing

Articles by Nicholas Downing

The Worst Medicare Advantage Plans Look Like a Smart Choice—Until You Need Something Complex Covered

New Medicare Mental Health Providers Were Added This Year, But Access Is Still Uneven Nationwide

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