Licensed Agent
Richard Lockie is an Independent Insurance Agent who has been dedicated to serving his clients’ best interests since 1987. With a strong focus on supporting seniors, Richard Lockie has helped thousands with the financial protections offered through Annuities or in navigating the often overwhelming and ever-changing landscape of Medicare Gap Insurance options. Richard Lockie has built a reputation for clarity, trust, and personal service. Clients turn to Mr. Lockie when they need to safety.net their savings or when they’re confused about the annual changes in Medicare Advantage (Part C) and Part D Prescription Drug Plans, or when they need help determining if a Medicare Supplement Plan is the right choice for their unique needs. Whether it's explaining the financial safety-nets provided by Annuities or making Medicare drug formularies, coverage differences and Provider networks understandable Richard Lockie's approach is rooted in the belief that helping people make confident, informed decisions is not just a service—it’s a responsibility he takes seriously. For over three decades, Richard Lockie has made it his mission to provide guidance, support, and peace of mind to those making some of the most important healthcare decisions of their lives.
Key Takeaways:
Misunderstanding how Medicare Part D works can lead to unexpected out-of-pocket costs, especially if you assume all prescriptions are covered equally.The structure o…
Key Takeaways
Understanding the differences between Medicare Parts A, B, C, and D can help you make informed decisions about your healthcare coverage.Choosing the right M…
Key Takeaways
Medicare costs are undergoing significant changes in 2025, including adjustments to premiums, deductibles, and out-of-pocket limits.Understanding these changes can help you make
Key Takeaways:
Missing Medicare enrollment deadlines can lead to lifetime penalties and delayed coverage. Knowing …
Richard Lockie and Insurance Safety Nets do not offer every plan available in your area. Lockie and Insurance Safety Nets currently represent 27 organizations. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Any guarantees discussed or mentioned are based on the claims-paying ability of the issuing company.
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