Articles from Howard Chapman

Key Takeaways
Medicare offers multiple enrollment opportunities beyond the standard Initial Enrollment Period. Knowing when and how you qualify for each can help you avoid late penalties and coverage gaps.

Key Takeaways
The smallest variations between Medicare options, such as coverage limits or cost-sharing rules, can lead to major differences in your annual out-of-pocket expenses.Understanding ho…

Key Takeaways
Medicare now covers a broader range of therapy services in 2025, including sessions with marriage and family therapists and mental health counselors.Getting started with Medicare-co…

Key Takeaways
Understanding how Medicare interacts with your existing insurance is crucial for maximizing benefits and minimizing out-of-pocket costs.Medicare coordination varies depending on the type of insurance you have, so it’s e…

Key Takeaways:
Understanding your Medicare plan choices and utilizing preventive care benefits can help you maximize your Medicare coverage.Managing prescription drug costs and leveraging extra Medicare services are essential for get…