Articles from Jeff Spencer

Key Takeaways
Timing your Medicare enrollment directly affects your coverage, costs, and potential penalties—waiting too long or signing up too early can have long-term consequences.In 2025…

Key Takeaways
Timing your Medicare enrollment is crucial; enrolling late could cost you significant penalties lasting for years.Understanding Medicare enrollment periods and key deadlines will he…

Key Takeaways
Understanding the different components of your Medicare premiums can help you manage your healthcare costs more effectively.Familiarizing yourself with premium charges for